Introduction: “Wait—Why Is It That Expensive?”
You’ve received a renovation quote and you’re staring at a big number… maybe $25,000, $40,000, or even more. Your first thought:
“Is this normal? Where’s all that money going?”
You’re not alone. Many homeowners in Singapore feel overwhelmed by renovation quotes—especially first-timers. In this post, we’ll break down the real costs behind renovation, so you can make informed choices, avoid surprises, and know where to cut (or invest) wisely.
The Big 5: Where Most of Your Reno Budget Goes
Renovation pricing isn’t random. Most of your budget is likely going into these 5 major areas:
1. Carpentry (35–45%)
This is often the biggest cost—especially for built-ins like wardrobes, kitchen cabinets, TV consoles, and bathroom vanities. The more custom you go, the higher it climbs.
Tip: Opt for modular where possible to save cost.
2. Tiling & Flooring (15–20%)
Includes demolition, floor leveling, tile materials, and labour. Tiling wet areas like toilets and kitchens tends to cost more due to waterproofing and gradient work.
Tip: Vinyl and SPC flooring can be cheaper than tiles.
3. Electrical & Lighting (10–15%)
Includes new power points, rewiring, lighting installation, and switches. If your home needs full rewiring, this can go up.
Tip: Decide early where you need lighting points and avoid late changes.
4. Painting & Plastering (5–8%)
Often underestimated, but quality painting makes a huge difference. Also includes ceiling patching, wall smoothing, and putty work.
Tip: Don’t skip skim coating for old walls—it shows in the final finish.
5. Masonry & Hacking Works (10–15%)
Includes wall demolition, debris removal, new partition walls, and cement work. Hacking is noisy and messy—but necessary if you want layout changes.
What’s Often Not Included in Your ID Quote?
Many IDs give you a price that sounds manageable… until the exclusions pop up.
Here’s what might be missing:
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Plumbing fixture costs (toilet bowl, sink, tap, etc.)
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Appliance purchases (oven, fridge, hood/hob)
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Soft furnishings (sofa, bedframe, curtains)
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Cleaning or post-reno aircon servicing
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Electrical appliances installation labour
Always ask: “Is this all-in?” and clarify what you need to buy separately.
Sample Budget: 4-Room HDB Reno Estimate
| Item | Estimated Cost (SGD) |
|---|---|
| Carpentry | $14,000 |
| Tiling + Waterproofing | $6,000 |
| Electrical + Lighting | $4,500 |
| Painting | $1,500 |
| Hacking & Masonry | $3,000 |
| Other (door, windows, etc.) | $2,000 |
| Total | ~$31,000 |
Of course, actual prices vary based on material choice, complexity, and your designer/vendor.
Budget Smarter, Not Just Lower
A lower quote doesn’t always mean savings—it might mean shortcuts.
Instead, ask:
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Where can I use affordable finishes that still look good?
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Which areas will I use most and should splurge on?
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Can I phase certain parts later (e.g. feature walls)?
“Budgeting isn’t about cutting—it’s about choosing where to invest.”
Let Match My Reno Help You Stay Within Budget
At Match My Reno, we help you match with interior designers who respect your budget and offer clear breakdowns—no vague ballparks or surprise charges. We’re here to help you plan smarter from day one. Click here to get matched now Or message us directly on WhatsApp: https://wa.me/6587783810
